Pathfinder Bancorp Valuation
| PBHC Stock | USD 13.68 0.57 4.00% |
At this time, the company appears to be fairly valued. Pathfinder Bancorp holds a recent Real Value of $14.01 per share. The prevailing price of the company is $13.68. Our model determines the value of Pathfinder Bancorp from analyzing the company fundamentals such as Operating Margin of 0.01 %, return on equity of 0.0294, and Shares Outstanding of 4.79 M as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Pathfinder Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Pathfinder Bancorp is based on 3 months time horizon. Increasing Pathfinder Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Pathfinder Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Pathfinder Stock. However, Pathfinder Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.68 | Real 14.01 | Hype 13.68 | Naive 13.84 |
The real value of Pathfinder Stock, also known as its intrinsic value, is the underlying worth of Pathfinder Bancorp Company, which is reflected in its stock price. It is based on Pathfinder Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Pathfinder Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Pathfinder Bancorp helps investors to forecast how Pathfinder stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Pathfinder Bancorp more accurately as focusing exclusively on Pathfinder Bancorp's fundamentals will not take into account other important factors: About Pathfinder Bancorp Valuation
The stock valuation mechanism determines Pathfinder Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of Pathfinder Bancorp. We calculate exposure to Pathfinder Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Pathfinder Bancorp's related companies.Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York. Pathfinder Bcp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 159 people.
A single share of Pathfinder Bancorp represents a small ownership stake in the entity. As a stockholder of Pathfinder, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Pathfinder Bancorp Dividends Analysis For Valuation
There are various types of dividends Pathfinder Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Pathfinder shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Pathfinder Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Pathfinder pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Pathfinder Bancorp by the value of the dividends paid out.
Pathfinder Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 4.8 M | |
| Price Earnings Ratio | 12.4333 | |
| Quarterly Earnings Growth Y O Y | -0.984 | |
| Forward Annual Dividend Rate | 0.4 | |
| Shares Float | 3.5 M |
Complementary Tools for Pathfinder Stock analysis
When running Pathfinder Bancorp's price analysis, check to measure Pathfinder Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pathfinder Bancorp is operating at the current time. Most of Pathfinder Bancorp's value examination focuses on studying past and present price action to predict the probability of Pathfinder Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pathfinder Bancorp's price. Additionally, you may evaluate how the addition of Pathfinder Bancorp to your portfolios can decrease your overall portfolio volatility.
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